Project Name

Clinton Global Initiative Micro-Mortgage and Land Titling Project

Beneficiary 

Opportunity International Savings and Loan

Project Site

Accra, Ghana

Implementation Time

2007 - Current

Project Objectives/Components

• The inventorization and documentation and collection of land information representing "de facto" and "de jure" land occupation/ownership by the poor
• The creation of paralegal titles reflecting the information collected as part of point one
• Based on these paralegal titles, provide micro-mortgage loans for income enhancement namely schools and farming co-operatives or similar
• Use a nontraditional commercial entity (OISL) to provide land service delivery to poor
• Support the government and OISL in the conversion of paralegal titles into formal titles

Project Tasks

The program has been designed with four phases in mind, these are:

1. Phase One: An initial assessment study consisting of two parts -- out of country desk work and an in country assessment
2. Phase Two: Pilot focused on Ashaiman district targeting up to 100 existing OISL clients
3. Phase Three: Assist the Government by helping to modernize and upgrade its main land registry fuctions
4. Phase Four: Provide sustainability through the development of a public/private partnership to provide land registration services and maintain an efficient central land registry.

Implementation Team

ESRI
First American Corporation
Opportunity International
International Land Systems (ILS), Inc.